Our Fees

We prepare an in-depth credit analysis to calculate and indicate areas of improvement for your credit scores. With our specialized programming, we fine-tune individualized plans to improve current credit score in as little as 45-90 days! Depending upon the complexity of your situation we can see improvements within 30 days. Some cases will take as long as 6-9 months to see substantial improvements, Once we receive your credit report from your Identity IQ account we will perform a legal and strategic analysis of your credit reports and will contact you to discuss. Once your audit is completed, our fixed monthly fee is only $129.00. This fee is only charged after we have completed work on your file for the month.

- Credit Analysis -


Get Started!
  • Review your credit report for inaccurate items.
  • Review of outdated accounts.
  • Review your credit report for inaccurate personal information.
  • Review accounts that can be made current.
  • Review accounts with high credit utilization.
  • Build a plan on how to fix information.
  • Build a plan to raise your credit score
  • Build a plan to rebuild your credit score.
  • Provide you with a detailed report of everything listed above.
  • Consult with you over the phone regarding your detailed plan.

- Monthly Service -


Get Started!
  • Analysis and review of client file status.
  • Receiving and processing manual updates.
  • Respond and receive correspondence by mail or phone.
  • Review client's credit report updates to determine next steps.
  • Create a strategic plan to assist clients in meeting their goals.
  • Create and send dispute letters to bureaus and creditors.
  • Provide ongoing credit education.
  • Provide ongoing budget and spending recommendations.
  • Provide clients with access to educational portal sites.
  • Update clients with educational materials.
  • Provide debt consolidation options.