We prepare an in-depth credit analysis to calculate and indicate areas of improvement for your credit scores. With our specialized programming, we fine-tune individualized plans to improve current credit score in as little as 45-90 days! Depending upon the complexity of your situation we can see improvements within 30 days. Some cases will take as long as 6-9 months to see substantial improvements, Once we receive your credit report from your Identity IQ account we will perform a legal and strategic analysis of your credit reports and will contact you to discuss. Once your audit is completed, our fixed monthly fee is only $129.00. This fee is only charged after we have completed work on your file for the month.
- Credit Analysis -
- Review your credit report for inaccurate items.
- Review of outdated accounts.
- Review your credit report for inaccurate personal information.
- Review accounts that can be made current.
- Review accounts with high credit utilization.
- Build a plan on how to fix information.
- Build a plan to raise your credit score
- Build a plan to rebuild your credit score.
- Provide you with a detailed report of everything listed above.
- Consult with you over the phone regarding your detailed plan.
- Monthly Service -
- Analysis and review of client file status.
- Receiving and processing manual updates.
- Respond and receive correspondence by mail or phone.
- Review client's credit report updates to determine next steps.
- Create a strategic plan to assist clients in meeting their goals.
- Create and send dispute letters to bureaus and creditors.
- Provide ongoing credit education.
- Provide ongoing budget and spending recommendations.
- Provide clients with access to educational portal sites.
- Update clients with educational materials.
- Provide debt consolidation options.